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NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
Mortgagor:    Melissa A. Berntson, a single person
Mortgagee:    Bank of America, N.A.
Dated:        09/14/2004
Recorded:    09/21/2004
Roseau County Recorder Document No. 247552
Transaction Agent: N/A
Transaction Agent Mortgage ID No: N/A
Lender or Broker: Bank of America, N.A.
Servicer: Bank of America, N.A.
Mortgage Originator:  Bank of America, N.A.
LEGAL DESCRIPTION OF PROPERTY:  Lots 9 and 10, Block 5, Sanders and Jacklin`s First Addition to Roseau, According to the recorded Plat thereof
This is Abstract Property.
TAX PARCEL NO.:  540068200
ADDRESS OF PROPERTY:
303 CENTER STREET EAST
ROSEAU, MN 56751
COUNTY IN WHICH PROPERTY IS LOCATED:  Roseau
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:  56,000.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 51,655.61
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE:  May 28, 2014, 10:00 AM
PLACE OF SALE:  Sheriff`s Office, 604 5th Avenue SW, City of Roseau
to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
DATE TO VACATE PROPERTY:  The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is  November 28, 2014 at 11:59 p.m.   If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.  
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:  NONE
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL   DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: April 1, 2014
Bank of America, N.A., Mortgagee
PETERSON, FRAM & BERGMAN, P.A.
By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday
Attorneys for:
Bank of America, N.A., Mortgagee
55 East Fifth Street, Suite 800
St. Paul, MN 55101-1718
651-209-7599

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
(April 9, 17, 23, 30, May 7 & 14, 2014)


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