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NOTICE OF MORTGAGE FORECLOSURE SALE

Date:   September 11, 2012

YOU ARE NOTIFIED THAT:

            1.  Default has occurred in the conditions of the Mortgage dated November 6, 2006 executed by Gregory L. Dunrud, an unmarried person, as mortgagor, to Wells Fargo Bank, N.A. as mortgagee, and recorded on December 15, 2006 as Document Number 82860, in the Office of the County Recorder of Lake of the Woods County, Minnesota.  The land described in the Mortgage is not registered land.

            2.  The original principal amount secured by the Mortgage was $60,000.00.

            3.  No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

            4.  No mortgagor has been released from financial obligation on the mortgage.

            5.  The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

            6.  At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $64,142.58.

            7.  Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows:

Legal Description:  All the tracts or parcels of land lying and being in the County of Lake of the Woods and State of Minnesota, described as follows, to wit:  Lot 4 and the West 25 feet of Lot 5, 3rd Councilman’s Addition to Baudette, according to the recorded plat thereof

will be sold by the Sheriff of Lake of the Woods County, Minnesota, at public auction on November 8, 2012 at 10:00 a.m. at the office of the Lake of the Woods County Sheriff, 206 Eight Avenue SE, Suite #300, Baudette, Minnesota 56623.

            8.  The mortgagor must vacate the property on or before 11:59 p.m. May 8, 2013, if the mortgage is not reinstated under Minn. Stat. Sec. 580.30, the property is not redeemed under Minn. Stat. Sec. 580.23, or the redemption period is not reduced under section 582.032.

9.  The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is 6 months after the date of sale.

            10.  THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

11.  THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.  THIS IS AN ATTEMPT TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Foreclosure Data required by Minn. Stat. Sec. 580.025

  1. Property Address:  510 Tower Drive Northeast, Baudette, Minnesota 56623
  2. Transaction Agent: Not Applicable
  3. Name of Mortgage Originator (Lender): Wells Fargo Bank, N.A.
  4. Residential Servicer: Wells Fargo Bank, N.A.
  5. Tax Parcel Identification Number: 61-60-00-050
  6. Transaction Agent’s Mortgage ID Number: Not Applicable

Wells Fargo Bank, National Association

Attorneys for Mortgagee

James T. Keig

STEPHENSON, SANFORD & THONE, P.L.C.

Suite 220, 1905 East Wayzata Boulevard

Wayzata, MN 55391

(952) 404-2100

7-2781

 

NOTICE OF POSTPONEMENT OF

MORTGAGE FORECLOSURE SALE

NOTICE IS HEREBY GIVEN that the sale set forth in the above Notice has been postponed to December 11, 2012 at 10:00 a.m. at the place indicated in said Notice.

The mortgagor must vacate the property on or before 11:59 p.m., June 11, 2013, if the Sheriff’s sale is not further postponed, the mortgage is not reinstated under Minn. Stat. Sec. 580.30, the property is not redeemed under Minn. Stat. Sec. 580.23, or the redemption period is not reduced under Minn. Stat. Sec. 582.032.

Dated: November 1, 2012

Attorneys for Mortgagee

James T. Keig

STEPHENSON, SANFORD & THONE, P.L.C.

Suite 220, 1905 East Wayzata Boulevard

Wayzata, MN 55391

(952) 404-2100

NOTICE OF POSTPONEMENT OF

MORTGAGE FORECLOSURE SALE

NOTICE IS HEREBY GIVEN that the sale set forth in the above Notice has been postponed to February 12, 2013 at 10:00 a.m. at the place indicated in said Notice.

The mortgagor must vacate the property on or before 11:59 p.m., August 12, 2013, if the Sheriff’s sale is not further postponed, the mortgage is not reinstated under Minn. Stat. Sec. 580.30, the property is not redeemed under Minn. Stat. Sec. 580.23, or the redemption period is not reduced under Minn. Stat. Sec. 582.032.

Dated: December 3, 2012

Attorneys for Mortgagee

James T. Keig

STEPHENSON, SANFORD & THONE, P.L.C.

Suite 220, 1905 East Wayzata Boulevard

Wayzata, MN 55391

(952) 404-2100



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