NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: November 11, 2002
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $48,001.00
MORTGAGOR(S): Gary O Grover, a single person
MORTGAGEE: Wells Fargo Home Mortgage, Inc., a California corporation, n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc.
DATE AND PLACE OF FILING: Filed January 6, 2003, Roseau County Recorder; Document No. 238969
ASSIGNMENTS OF MORTGAGE: Assigned to: none
LEGAL DESCRIPTION OF PROPERTY:
Lots Twenty-one (21), Twenty-two (22), Twenty-three (23) and Twenty-four (24) in Block Three (3) of Lake Woods Addition to Warroad
STREET ADDRESS OF PROPERTY:
301 Lake Street NW, Warroad, MN 56763
COUNTY IN WHICH PROPERTY IS LOCATED: Roseau County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $32,685.04
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: October 20, 2010 at 10:00a.m.
PLACE OF SALE: Roseau County Sheriff’s office, Roseau County Law Enforcement Center, 604 5th Avenue SW, Roseau, Minnesota
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 20, 2011.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: August 9, 2010
WELLS FARGO BANK, N.A.
REITER & SCHILLER, P.A.
Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street
St. Paul, MN 55102-2227
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
(August 11, 18, 25, September 1, 8 & 15, 2010)