THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE:May 5, 1997
MORTGAGORS: John M. Wiskow and Jodi K. Wiskow, husband and wife.
MORTGAGEE:FSI Mortgage, Inc..
DATE AND PLACE OF RECORDING:Recorded May 9, 1997, Roseau County Recorder, Document No. 217088.
ASSIGNMENTS OF MORTGAGE: Assigned to: Dime Mortgage, Inc., Dated: May 5, 1997, Recorded: May 9, 1997, Document No. 217090. And thereafter assigned to: Dime Savings Bank of New York, FSB, Dated: May 5, 1997, Recorded: May 9, 1997, Document No. 217091. And thereafter assigned to: Chase Mortgage Company N/K/A Chase Home Finance LLC, Dated: November 7, 2000, Recorded: December 26, 2000, Document No. 230228.
TRANSACTION AGENT: NONE
TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: FSI Mortgage, Inc.
RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC
MORTGAGED PROPERTY ADDRESS: Route Box 70A2 A/K/A 31405 340th Ave., Roseau, MN 56751
TAX PARCEL I.D. #: 280021600
LEGAL DESCRIPTION OF PROPERTY:
The North Five Hundred Eighty (580) feet of the Northeast Quarter of the Southeast Quarter (NE1/4 SE1/4) of Section Thirteen (13), in Township One Hundred Sixty-two (162) North, Range Forty-one (41) West of the Fifth Principal Meridian in Minnesota, according to the United States Government Survey thereof, Roseau County, Minnesota, EXCEPTING THEREFROM the East Four Hundred Sixty-six (466) feet of the North Four Hundred Sixty-six (466) feet of said Northeast Quarter of the Southeast Quarter (NE1/4 SE1/4) of said Section Thirteen (13), in Township One Hundred Sixty-two (162) North, Range Forty-one (41) West.
COUNTY IN WHICH PROPERTY IS LOCATED: Roseau
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,500.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $57,198.71
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: May 25, 2011 at 10:00 AM
PLACE OF SALE: Sheriff’s Department, Law Enforcement Center, 604 5th Avenue SW, Roseau, MN.
to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within twelve(12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 25, 2012.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: March 30, 2011.
Chase Home Finance LLC
Mortgagee/Assignee of Mortgagee
USSET, WEINGARDEN AND LIEBO, P.L.L.P.
Attorneys for Mortgagee/Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
(April 13, 20, 27, May 4, 11 & 18, 2011)