Foreclosure: Roy R. Sourdif and Cynthia L. Sourdif (05-25)

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN,   that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE:  07/18/2005
MORTGAGOR(S):   Roy R. Sourdif and Cynthia L. Sourdif, husband and wife.
MORTGAGEE: Citizens State Bank of Roseau
SERVICER:  Bank of America, N.A.
MORTGAGE ID #:  N/A
DATE AND PLACE OF RECORDING:  Recorded July 28, 2005,Roseau County Recorder, Document No. 251022.
ASSIGNMENTS OF MORTGAGE: Assigned to: NetBank Dated: July 22, 2005,Recorded August 16, 2005,Roseau County Recorder, Document No. 251249.  Mortgage Electronic Registration Systems, Inc. Dated: October 03, 2005,Recorded October 10, 2005,Roseau County Recorder, Document No. 251845.  BAC Home Loans Servicing LP Dated: December 28, 2010,Recorded March 09, 2011,Roseau County Recorder, Document No. 269901.
LEGAL DESCRIPTION OF PROPERTY:  That part of Government Lot 1, Section 4, Township 161 North, Range 36 West, of the Fifth Principal Meridian in Minnesota described as follows: Commencing at an iron pipe monument at the Northeast corner of said Section 4; thence North 88 degrees 42′ 29″ West, assumed bearing, along the North line of said Government Lot 1, a distance of 697.46 feet to the point of beginning of the tract to be described: thence South 02 degrees 03′ 50″ East 251.69 feet to an iron pipe monument; thence South 86 degrees 27′ 54″ West, 633.07 feet to an iron pipe monument on the West line of said Government Lot 1, thence North 00 degrees 01′ 27″ West along said West line 304.61 feet to the Northwest corner of said Government Lot 1; thence South 88 degrees 42′ 29″ East along the North line of said Government Lot 1, 623.09 feet to the point of beginning, Roseau County, Minnesota
TAX PARCEL NO.:  39.0006.0000
ADDRESS OF PROPERTY:
60812 County Road #2
Warroad, MN 56763
COUNTY IN WHICH PROPERTY IS LOCATED:  Roseau
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:  $83,000.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $83,724.83
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE:  Wednesday, June 01, 2011, 10:00 a.m.
PLACE OF SALE:  Sheriff’s Office, 604 5th Avenue SW, City of Roseau
to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
DATE TO VACATE PROPERTY:  The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is  12/01/2011 at 11:59 p.m.   If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.  
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:  NONE
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL   DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: April 04, 2011

BAC Home Loans Servicing LP
Assignee of Mortgagee
Peterson, Fram & Bergman, P.A.
By: Steven H. Bruns
Attorneys for:
BAC Home Loans Servicing LP
Assignee of Mortgagee
55 E. 5th St., Suite 800
St. Paul, MN  55101
(651) 209-7599

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
(April 13, 20, 27, May 4, 11 & 18, 2011)