THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: 01/25/2008
MORTGAGOR(S): Laura B. Durham, a single woman.
MORTGAGEE: Countrywide Bank, FSB
SERVICER: US Bank Home Mortgage
MORTGAGE ID #: n/a
DATE AND PLACE OF RECORDING: Recorded January 28, 2008,Roseau County Recorder, Document No. 259969.
ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency Dated: January 25, 2008,Recorded January 28, 2008,Roseau County Recorder, Document No. 259970.
LEGAL DESCRIPTION OF PROPERTY: That part of the South Half of the Southeast Quarter (S 1/2 SE 1/4), Section Seven (7), Township One Hundred Sixty-three (163) North, Range Thirty-six (36) West of the Fifth Principal Meridian in Minnesota, according to the United States Government Survey thereof, described as follows, to-wit: Commencing at an iron monument on the Easterly right-of-way line of the Canadian National Railroad and on the South line of said Section 7, a distance of 2236.38 feet on an assumed bearing of North 89 degrees 50’03” West from the Southeast corner of said Section 7, thence North 22 degrees 58’45” West along said Easterly right-of-way line of said Canadian National Railroad a distance of 13.23 feet, said point also being on the Northerly right-of-way line of C.S.A.H. No. 13; thence North 75 degrees 54’38” East, along the Northerly right-of-way line of said C.S.A.H. No. 13; a distance of 399.20 feet; thence Northeasterly, along said Northerly right-of-way line, a distance of 662.64 feet along a tangential curve concave to the Northwest, radius 1362.91 feet, a central angle of 27 degrees 52’38” and the chord of said curve bears North 61 degrees 58’19” East; thence South 41 degrees 58′ East, along said right-of-way line, along a line not tangent to said curve a distance of 10.00 feet; thence North 48 degrees 02′ East along said right-of-way line a distance of 1100.00 feet to the point of beginning of the land to be described; thence North 41 degrees 58′ West a distance of 220.00 feet, thence North 48 degrees 02′ East a distance of 286.97 feet to the intersection with the West line of the East 355 feet of the Southeast Quarter of said Section 7; thence South 1 degree 06’43” East along said West line, a distance of 290.86 feet to the intersection with the Northerly right-of-way line of said C.S.A.H. No. 13; thence South 48 degrees 02′ West, along said Northerly right-of-way line, a distance of 96.70 feet to the point of beginning and there terminating.
ALSO including the following described parcel, abutting on the Easterly boundary of the above described parcel, and described as follows: Beginning at the Northeast corner of above described parcel, thence Easterly at right angles, a distance of five feet, thence South and parallel to the said Easterly boundary of above described parcel to the North boundary of C.S.A.H. #13; thence Southwesterly on and along said North boundary to the said Easterly boundary of above described parcel; thence North on and along said Easterly boundary to the point of beginning and there terminating.
TAX PARCEL NO.: 15.000.3707
ADDRESS OF PROPERTY:
58957 County Rd 13
Warroad, MN 56763
COUNTY IN WHICH PROPERTY IS LOCATED: Roseau
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $97,500.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $99,351.06
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: Wednesday, August 24, 2011, 10:00 a.m.
PLACE OF SALE: Sheriff’s Office, 604 5th Avenue SW, City of Roseau
to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 02/24/2012 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: July 01, 2011
Minnesota Housing Finance Agency
Assignee of Mortgagee
Peterson, Fram & Bergman, P.A.
By: Michael T. Oberle
Minnesota Housing Finance Agency
Assignee of Mortgagee
55 E. 5th St., Suite 800
St. Paul, MN 55101
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
(July 6, 13, 20, 27, August 3 & 10, 2011)