THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: November 14, 2002
MORTGAGOR(S): John P. Brydon and Brandy L. Brydon, husband and wife
MORTGAGEE: Citizens State Bank of Roseau
DATE AND PLACE OF RECORDING: Filed for record November 20, 2002, as Document No. 238317 in the office of the County Recorder in Roseau County, Minnesota
ASSIGNMENT(S) OF MORTGAGE: Assignment dated November 21, 2002 to Minnesota Housing Finance Agency, filed for record February 13, 2003, as Document No. 239510 in the office of the County Recorder in Roseau County, Minnesota,
Said mortgage is not Registered Land.
TRANSACTION AGENT: None
TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: None
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citizens State Bank of Roseau
RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage
MORTGAGED PROPERTY ADDRESS: Rural Rt. 2 Box 524 Roosevelt, MN 56673
TAX PARCEL ID NUMBER: 53.0103500
LEGAL DESCRIPTION OF PROPERTY: THE EAST FIFTEEN (15) RODS, EXCEPTING THEREFROM THE SOUTH SIXTY-FIVE (65) RODS OF THE SOUTHEAST QUARTER OF THE NORTHWEST QUARTER (SE1/4NW1/4) OF SECTION THIRTY-SIX (36), IN TOWNSHIP ONE HUNDRED SIXTY-TWO (162) NORTH, RANGE THIRTY-FIVE (35) WEST OF THE FIFTH PRINCIPAL MERIDIAN IN MINNESOTA, ACCORDING TO THE UNITED STATES GOVERNMENT SURVEY THEREOF, ROSEAU COUNTY MINNESOTA
COUNTY IN WHICH PROPERTY IS LOCATED: Roseau
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $53,500.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY ASSIGNEE OF MORTGAGEE: $49,021.75
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof.
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 2, 2011 at 10:00 a.m.
PLACE OF SALE: Roseau County Sheriff’s Office, Roseau County Law Enforcement Center, 604 Fifth Avenue SW, Roseau, MN 56751 to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to five (5) weeks under MN Stat. §580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2012. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: September 7, 2011
MINNESOTA HOUSING FINANCE AGENCY
Mortgagee/Assignee of Mortgagee
Marinus W. Van Putten, Jr., Reg. No. 11232X
BEST & FLANAGAN LLP
225 South Sixth Street, Suite 4000
Minneapolis, MN 55402
Attorney for Assignee of Mortgagee
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
(September 7, 14, 21, 28, October 5 & 12, 2011)