Jeffrey T. Bowles and Shelly C. Bowles
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: 04/24/2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,000.00
MORTGAGOR(S): Jeffrey T. Bowles and Shelly C. Bowles a/k/a Shelly M. Cole
MORTGAGEE: ¬ U.S. Bank National Association ND
DATE AND PLACE OF FILING: 07/26/2007 as Document Number 258487 in the Office of the County Recorder, Roseau County, Minnesota
LEGAL DESCRIPTION OF PROPERTY: THE NORTH FOUR HUNDRED EIGHTY (480) FEET OF THE WEST FOUR HUNDRED EIGHTY (480) FEET OF THE SOUTHEAST QUARTER OF THE NORTHWEST QUARTER (SE1/4 NW1/4) OF SECTION TWENTY-SEVEN (27), TOWNSHIP ONE HUNDRED SIXTY-TWO (162) NORTH, RANGE THIRTY-SEVEN (37) WEST OF THE FIFTH PRINCIPAL MERIDIAN IN MINNESOTA, ACCORDING TO THE UNITED STATES GOVERNMENT SURVEY THEREOF.
STREET ADDRESS OF PROPERTY: 55322 County Road 12, Warroad, MN 56763
COUNTY IN WHICH PROPERTY IS LOCATED: Roseau
TAX PARCEL I.D. NO.: 04.0043700
LENDER OR BROKER AND MORTGAGE ORIGINATOR: U.S. Bank National Association ND
RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association ND
TRANSACTION AGENT: None
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $143,845.03
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes.
Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Roseau, Minnesota at public auction as follows:
DATE AND TIME OF SALE: 09/19/2012 at 10:00 A.M.
PLACE OF SALE: Roseau Sheriff’s Office, 604 5th AV SW, Roseau, Minnesota 56751 to pay the debt then secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law.
The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
TIME AND DATE TO VACATE PROPERTY: None
Minnesota Statute 580.04(b) provides, “If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23.” If the statute applies, the time to vacate the proprty is 11:59 p.m. on 03/19/2013, or the next business day if 03/19/2013 falls on a Saturday, Sunday or legal holiday.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
U.S. Bank National Association ND, Mortgagee/Mortgage Assignee
Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink,
Attorneys for Mortgagee/Mortgage Assignee
531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701.
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(August 1, 8, 15, 22, 29, Sep[tember 5, 2012)