Foreclosure: Bernice Lorentzson (0116)

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN:  That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: August 10, 2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $82,500.00
MORTGAGOR(S):  Bernice Lorentzson, a single person
MORTGAGEE: Wells Fargo Bank, N.A.
DATE AND PLACE OF FILING: Filed September 12, 2007, Polk County Recorder; Document No. A000641072
ASSIGNMENTS OF MORTGAGE: Assigned to: None
LEGAL DESCRIPTION OF PROPERTY:
Lot Twelve (12), Block Ten (10), Climax, and the adjoining plot extending 45 feet West from the above described land, constituting a total width of 70 feet and 140 feet in length
STREET ADDRESS OF PROPERTY:
308 1st Street NW, Climax, MN 56523
COUNTY IN WHICH PROPERTY IS LOCATED: Polk County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $46,115.38
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 30, 2013 at 10:00 a.m.
PLACE OF SALE:  Polk County Sheriff’s office, Law Enforcement Center, 600 Bruce St., Crookston, Minnesota
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.  The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Twelve (12) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on January 30, 2014.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated:  November 27, 2012

WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By:  /s/            
Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Steven R. Pennock, Esq.
Attorneys for Mortgagee
25 North Dale Street
St. Paul, MN  55102-2227
(651) 209-9760
(WF2745)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
 
NOTICE OF MORTGAGE FORECLOSURE SALE
FORECLOSURE DATA
Minn. Stat. § 580.025
(1)  Street Address, City and Zip Code of Mortgaged Premises
308 1st Street NW, Climax, MN 56523
(2)  Transaction Agent
Wells Fargo Bank, N.A.
(3)   Name of Mortgage Originator (Lender)
Wells Fargo Bank, N.A.
(4) Residential Servicer    
Wells Fargo (800) 868-0043
(5)  Tax Parcel Identification Number
81-00106-00
(6)  Transaction Agent’s Mortgage ID Number (MERS number)
None
(December 5, 12, 19, 26, 2012,  January 2 & 9, 2013)