Todd R. Kleinschmidt and Shelly R. Kleinschmidt
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE: December 5, 2006
MORTGAGOR: Todd R. Kleinschmidt and Shelly R. Kleinschmidt, Husband and Wife.
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.as nominee for Valley Mortgage, Inc.
DATE AND PLACE OF RECORDING: Recorded December 7, 2006 Roseau County Recorder, Document No. 256108.
ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Dated November 5, 2009 Recorded November 12, 2009, as Document No. 266052.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000711925
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Valley Mortgage, Inc.
RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association
MORTGAGED PROPERTY ADDRESS: 33539 598th Avenue, Warroad, MN 56763
TAX PARCEL I.D. #: 210012100
LEGAL DESCRIPTION OF PROPERTY:
The East Seven Hundred Twenty-six (726) feet of the Northwest Quarter of the Southeast Quarter (NW1/4SE1/4) of Section Five (5), in Township One Hundred Sixty-two (162) North, Range Thirty-six (36) West of the Fifth Principal Meridian in Minnesota, according to the United States Government Survey thereof, Roseau County, Minnesota, EXCEPTING THEREFROM the following described tracts:
1. The North 330 feet thereof.
2. The South 247.50 feet of the North 577.50 feet of the East 264.00 feet thereof.
3. The South 660 feet of the East 660 feet thereof
Together witb an easement for ingress and egress over and across the Easterly 30 feet of the said NW1/4 SE1/4.
COUNTY IN WHICH PROPERTY IS LOCATED: Roseau
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $116,476.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $160,184.34
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: July 31, 2013 at 10:00 AM
PLACE OF SALE: Sheriff’s Department, Law Enforcement Center, 604 5th Avenue SW, Roseau, MN. to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: May 10, 2013
U.S. Bank National Association
Mortgagee/Assignee of Mortgagee
USSET, WEINGARDEN AND LIEBO, P.L.L.P.
Attorneys for Mortgagee/Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
19 – 19-2223 FC1
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
(June 19, 26, July 3, 10, 17, 24, 2013)