Foreclosure/Michael A. Ellett and Stephanie K. Ellett (0108)

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN:
That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE:  August 6, 2007
MORTGAGOR: Michael A. Ellett and Stephanie K. Ellett, husband and wife
MORTGAGEE:  Affinity Plus Federal Credit Union, a credit union organized under the laws of the United States of America
DATE AND PLACE OF RECORDING:  Recorded August 16, 2007, in the office of the County Recorder, as Document No. 258683, Roseau County, Minnesota.
MORTGAGED PROPERTY ADDRESS:  814 3rd Avenue Northeast, Roseau, Minnesota 56751
TAX PARCEL I.D. NO.  14.0029600
LEGAL DESCRIPTION OF PROPERTY:  The North One Hundred (100) feet of the South One Hundred Eighty-eight (188) feet, EXCEPT the East Three Hundred Thirty (330) feet thereof, in Lot Three (3) of Auditor’s Plat Number Six (6) in the Southeast Quarter of the Northwest Quarter (SE 1/4 NW 1/4) of Section Thirteen (13), Township One Hundred Sixty-two (162) North, Range Forty (40) West, Roseau County, Minnesota.
COUNTY IN WHICH PROPERTY IS LOCATED:  Roseau
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:  $72,200.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:  $70,675.21     
INTEREST RATE AND PER DIEM:  Current interest rate is 6.75%, with a daily per diem of $12.29.
That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE:  January 15, 2014, at 10:00 am.
PLACE OF SALE:  Roseau County Sheriff’s Office, 604 Fifth Avenue SW, Roseau, Minnesota  56751, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: July 15, 2014, at 11:59 p.m.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated:  November 20, 2013MESSERLI & KRAMER P.A.

By:/s/ Creig AndreasenCreig Andreasen (Lic. #334832)
1400 Fifth Street Towers
100 South Fifth Street
Minneapolis, MN 55402-1217
(612) 672-3600
Attorney in Fact for
Affinity Plus Federal Credit Union

IMPORTANT NOTICE
This communication is from a debt collector and is an attempt to collect a debt.  Any information obtained will be used for that purpose
(November 27, December 4, 11, 18, 27, 2013, January 4, 2014)