Foreclosure: Karen A Sandahl and Daniel E Sandahl (1008)
NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE: December 21, 2007
MORTGAGOR: Karen A Sandahl and Daniel E Sandahl.
MORTGAGEE: Mortgage Electronic Registration Systems, Inc..
DATE AND PLACE OF RECORDING: Recorded December 28, 2007 Polk County Recorder, Document No. A000643071.
ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A. successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP. Dated March 3, 2012 Recorded March 12, 2012, as Document No. A000673673. And thereafter assigned to: Christiana Trust, a Division of Wilmington Savings Fund Society, FSB, as trustee for GFT Mortgage Loan Trust, Series 2014-1. Dated March 4, 2014 Recorded April 11, 2014, as Document No. A000688775.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700085491849
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc.
RESIDENTIAL MORTGAGE SERVICER: Fay Servicing, LLC
MORTGAGED PROPERTY ADDRESS: 517 22nd Street Northwest, East Grand Forks, MN 56721
TAX PARCEL I.D. #: 83-02755.00
LEGAL DESCRIPTION OF PROPERTY:
Lot Four, in Block Two, Garden Valley Fourth Addition to the City of East Grand Forks, Polk County, Minnesota.
COUNTY IN WHICH PROPERTY IS LOCATED: Polk
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,576.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $157,425.04
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: October 23, 2014 at 10:00 AM
PLACE OF SALE: Sheriff’s Office, Law Enforcement Center, 600 Bruce Street, Crookston, MN
to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 23, 2015, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: August 20, 2014
A Division of Wilmington Savings Fund Society, FSB, as Trustee
Mortgagee/Assignee of Mortgagee
USSET, WEINGARDEN AND LIEBO, P.L.L.P.
Attorneys for Mortgagee/Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
150 – 14-003979 FC
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
(August 27, September 3, 10, 17, 24 & October