THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: February 23, 2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $77,276.01
MORTGAGOR(S): Richard A. Prudhomme and Flora M. Prudhomme, husband and wife
MORTGAGEE: Wells Fargo Financial Minnesota, Inc., a Minnesota Corporation
DATE AND PLACE OF FILING: Recorded on March 7, 2007 as Document Number A000636776 in the Office of the County Recorder of Polk County, Minnesota.
ASSIGNMENTS OF MORTGAGE: Assigned to: None.
LEGAL DESCRIPTION OF PROPERTY:
Lots Thirteen (13) and Fourteen (14) in Block Two (2) Highland Park Addition to Winger, Polk County, Minnesota
STREET ADDRESS OF PROPERTY:
209 WISCONSIN AVE EAST, WINGER, MN 56592
COUNTY IN WHICH PROPERTY IS LOCATED: Polk County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $75,691.84
NAME OF MORTGAGE ORIGINATOR (LENDER): Wells Fargo Financial Minnesota, Inc., a Minnesota Corporation
RESIDENTIAL SERVICER: Wells Fargo Bank, N.A.
TAX PARCEL IDENTIFICATION NUMBER: 94.00122.00
TRANSACTION AGENT’S MORTGAGE ID NUMBER (MERS NUMBER): None
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 7, 2015 at 10:00 am
PLACE OF SALE: Polk County Sheriff’s office, 600 Bruce Street, Crookston, Minnesota
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 7, 2015.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: October 27, 2014
WELLS FARGO FINANCIAL MINNESOTA, INC.
SCHILLER & ADAM, P.A.
Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
*Curt N. Trisko, Esq.*
Samuel R. Coleman, Esq.
Attorneys for Mortgagee
The Academy Professional Building
25 North Dale Street
St. Paul, MN 55102
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
(October 29. November 5, 12, 19, 26, December 3, 2014)