THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: August 25, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,000.00
MORTGAGOR(S): Alvin M. Hanson and Grace Hanson, husband and wife
MORTGAGEE: Wells Fargo Bank, N.A.
DATE AND PLACE OF FILING: Recorded on October 27, 2006 as Document Number A000633992; as reformed by Order recorded on October 3, 2014 as Document Number A000691962 in the Office of the County Recorder of Polk County, Minnesota.
ASSIGNMENTS OF MORTGAGE: Assigned to: None.
LEGAL DESCRIPTION OF PROPERTY:
That part of the Southwest Quarter of the Southwest Quarter (SW1/4 SW1/4) of Section Two (2), Township One Hundred Forty-seven (147) North of Range Forty (40) West, of the Fifth Principal Meridian, described as follows, to wit: Beginning at a point on the South line of said Southwest Quarter which point is 30 feet East of the Southwest corner of said Southwest Quarter; thence at right angles North and parallel with the West boundary line of said Southwest Quarter a distance of 746 feet to a point; thence in a Southeasterly direction a distance of 973 feet to a point which point is 528 feet North of the South boundary line of said Southwest Quarter; thence South and parallel to the West boundary line of said Southwest Quarter a distance of 528 feet to a point on the South boundary line of said Southwest Quarter; thence West along the South boundary line of said Southwest Quarter a distance of 914 feet to the point of beginning. LESS AND EXCEPT; That part of the Southwest Quarter of the Southwest Quarter (SW1/4 SW1/4) of Section Two (2), Township One Hundred Forty-seven (147) North of Range Forty (40) West, of the Fifth Principal Meridian, described as follows, to wit: Beginning at the Southwest corner of the above described tract, then East along the South line of said Southwest Quarter (SW 1/4) a distance of 420 feet to a point, thence North parallel to the West boundary line of said tract to a point on the North boundary line of said tract, then Northwesterly along said North boundary line to the Northwest corner of said tract then South along the West boundary line of said tract to the point of beginning, Polk County, Minnesota.
STREET ADDRESS OF PROPERTY:
35122 410TH STREET SE, FOSSTON, MN 56542
COUNTY IN WHICH PROPERTY IS LOCATED: Polk County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $99,920.57
TRANSACTION AGENT: None
NAME OF MORTGAGE ORIGINATOR (LENDER): Wells Fargo Bank, N.A.
RESIDENTIAL SERVICER: Wells Fargo Bank, N.A.
TAX PARCEL IDENTIFICATION NUMBER: 61.00014.01
TRANSACTION AGENT’S MORTGAGE ID NUMBER (MERS NUMBER): None
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 21, 2015 at 10:00 am
PLACE OF SALE: Polk County Sheriff’s office, 600 Bruce Street, Crookston, Minnesota
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is twelve (12) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on January 21, 2016.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 20, 2014
WELLS FARGO BANK, N.A.
SCHILLER & ADAM, P.A.
Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
*Curt N. Trisko, Esq.
Samuel R. Coleman, Esq.
Attorneys for Mortgagee
The Academy Professional Building
25 North Dale Street
St. Paul, MN 55102
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR
(November 26, December 3, 10, 17, 24, and 31, 2014)