THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: July 13, 2011
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,800.00
MORTGAGOR(S): Jeffrey N. Johnson and Patricia L. Johnson, husband and wife.
MORTGAGEE: Wells Fargo Bank, N.A.
DATE AND PLACE OF FILING: Recorded on July 14, 2011 as Document Number 270907 in the Office of the County Recorder of Roseau County, Minnesota.
ASSIGNMENTS OF MORTGAGE: Assigned to: None.
LEGAL DESCRIPTION OF PROPERTY:
Beginning at a point Eleven Hundred Seventy-three (1,173) feet West and Three Hundred Ninety-five (395) feet North of the Southwest corner of Block Four (4) of Hallberg`s Addition to the City of Warroad, according to the recorded Plat thereof; said point of beginning being the low water mark on the South side of the Warroad River; thence running South parallel to said Block Four (4), a distance of Three Hundred Ninety-five (395) feet to the North side of an extension of Hallberg Avenue in said Hallberg`s Addition; thence easterly on and along said extension of Hallberg Avenue a distance of Two Hundred Three (203) feet; thence North parallel with said Block Four (4) a distance of Three Hundred Three (303) feet; thence N 44 degrees 14 minutes 24 seconds West Ninety-five (95) feet more or less to the South side of the Warroad River; thence Westerly along the South side of said Warroad River to the point of beginning, being part of Government Lot Three (3) in Section Twenty-nine (29), Township One Hundred Sixty-three (163) North, Range Thirty-six (36) West of the fifth Principal Meridian in Minnesota, according to the United States Government survey thereof, Roseau County, State of Minnesota.
STREET ADDRESS OF PROPERTY: 407 HALLBERG AVENUE, WARROAD, MN 56763
COUNTY IN WHICH PROPERTY IS LOCATED: Roseau County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $150,975.81
TRANSACTION AGENT: None
NAME OF MORTGAGE ORIGINATOR (LENDER): Wells Fargo Bank, N.A.
RESIDENTIAL SERVICER: Wells Fargo Bank, N.A.
TAX PARCEL IDENTIFICATION NUMBER: 15.0017500
TRANSACTION AGENT’S MORTGAGE ID NUMBER (MERS NUMBER): None
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: April 29, 2015 at 10:00 am
PLACE OF SALE: Roseau County Sheriff’s office, Law Enforcement Center, 604 5th Avenue SW, Roseau, Minnesota
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 29, 2015.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: February 19, 2015
WELLS FARGO BANK, N.A.
SCHILLER & ADAM, P.A.
Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
*Curt N. Trisko, Esq.
Samuel R. Coleman, Esq.
Attorneys for Mortgagee
The Academy Professional Building
25 North Dale Street
St. Paul, MN 55102
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
(February 25, March 4, 11, 18, 25, April 1, 2015)