NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE: December 24, 2009
MORTGAGOR: Chad A. Helgeland and Jana R Helgeland, husband and wife.
MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Valley Mortgage, Inc. its successors and assigns.
DATE AND PLACE OF RECORDING: Recorded December 31, 2009 Roseau County Recorder, Document No. 266482.
ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Dated March 26, 2013 Recorded April 8, 2013, as Document No. 277421.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268002941827
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Valley Mortgage, Inc.
RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association
MORTGAGED PROPERTY ADDRESS: 1203 4th Street Southeast, Roseau, MN 56751
TAX PARCEL I.D. #: 310043800
LEGAL DESCRIPTION OF PROPERTY:
That part of Governemnt Lot Twp (2), of Section Nineteen (19), in Township One hundred Sixty-two (162) North, Range Thirty nine (39) West of the Fifth Principal Meridian in Minnesota described as follows, to wit: Commencing at the point of intersection of the West Line of said Lot Twp (2) and the South Right-of-Way Line of the Burlington Northern Railway, thence South along the West Line of said Lot (2), a distance of Two Hundred Ninety-two and one-tenth (292.1) feet, thence Northeasterly on a bearing of North §7°10’30” East, a distance of Three Hundred Sixty-Five (365) feet to the point of beginning of the tract of land herein intended to be described; thence continue Northeasterly on said bearing a distance of Three Hundred Forty (340) feet; thence North, parallel on the West line of said Lot Two (2), to the South Right-of Way Line of the Burlington Railway, thence Southwesterly on and along said Right-of -Way Line of the a distance of Three Hundred Forty and four tenths (340.4) feet, more or less , to a point on said Right-of-Way Line which is directly North of the pont of beginning; thence South, parallel to the West Line of said Lot Twp Two (2), a distance of Three Hundred Ten and one-tenth (310.1) feet to the point of beginning, and there terminating.
COUNTY IN WHICH PROPERTY IS LOCATED: Roseau
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,695.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $145,061.38
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: July 20, 2016 at 10:00 AM
PLACE OF SALE: Sheriff’s Department, Law Enforcement Center, 604 5th Avenue SW, Roseau, MN.
to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 20, 2017 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: May 24, 2016
U.S. Bank National Association
Mortgagee/Assignee of Mortgagee
USSET, WEINGARDEN AND LIEBO, P.L.L.P.
Attorneys for Mortgagee/Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
19 – 16-003349 FC
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
(June 1, 8, 15, 22, 29 & July 6, 2016)