THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
MORTGAGOR(S): Susan M. Magnuson, a single person
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Franklin American Mortgage Company, a Tennessee corporation
ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on November 24, 2014 as Document Number 282492 in the Office of the County Recorder of Roseau County, Minnesota.
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $79,568.00
DATE OF MORTGAGE: May 14, 2009
DATE AND PLACE OF FILING: Recorded on May 22, 2009 as Document Number 264375; as reformed by Court Order recorded on May 16, 2016 as Document No. 286476 in the Office of the County Recorder of Roseau County, Minnesota.
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $77,162.63
LEGAL DESCRIPTION OF PROPERTY: Starting at a point at the Northeast corner of the NE1/4 SE1/4, Section 13, Township 162 North, Range 36 West, thence South One Thousand Two Hundred Fifteen (1,215) feet to a point, which point is the point of the beginning; thence West on a line parallel with the North boundary of the NE1/4 SE1/4 a distance of Eight Hundred Sixty (860) feet; thence North on a line parallel with the East Boundary of the NE1/4 SE1/4 a distance of Four Hundred (400) feet; thence East on a line parallel with the South boundary of the NE1/4 SE1/4 a distance of two Hundred (200) feet; thence North on a line parallel with the West boundary of the NE1/4 SE1/4 a distance of Two Hundred Sixty (260) feet; thence East on a line parallel with the South boundary of the NE1/4 SE1/4 a distance of One Hundred Fifty (150) feet; thence South on a line parallel with the West boundary of the NE1/4 SE1/4 a distance of Two Hundred Sixty (260) feet; thence East parallel with the South boundary of the NE1/4 SE1/4 a distance of Five Hundred Ten (510) feet; thence South on a line parallel with the West boundary of the NE1/4 SE1/4 a distance of Four Hundred (400) feet to the point of beginning, Roseau County, Minnesota
STREET ADDRESS OF PROPERTY: 53827 County Road 2, Warroad, MN 56763-9232
COUNTY IN WHICH PROPERTY IS LOCATED: Roseau County, Minnesota
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
NAME OF MORTGAGE ORIGINATOR: Franklin American Mortgage Company, a Tennessee corporation
RESIDENTIAL SERVICER: Wells Fargo Bank, N.A.
TAX PARCEL IDENTIFICATION NUMBER: 21.0038000
TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER: 100052211009337914
THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part.
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: July 27, 2016 at 10:00 AM
PLACE OF SALE: Roseau County Sheriff’s Office, Law Enforcement Center, 604 5th Avenue SW, Roseau, Minnesota
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on January 27, 2017.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
Dated: May 26, 2016
WELLS FARGO BANK, N.A.
THE ACADEMY LAW GROUP, P.A.
Rebecca F. Schiller, Esq.
N. Kibongni Fondungallah, Esq.
*Curt N. Trisko, Esq.*
Samuel R. Coleman, Esq.
Attorneys for Mortgagee
The Academy Professional Building
25 North Dale Street
St. Paul, MN 55102
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
(June 8, 15, 22, 29, July 6 & 13, 2016)