Mortgage Foreclosure/Zachary D. Binder and Abigail E. Binder

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE: March 31, 2015
MORTGAGOR: Zachary D. Binder and Abigail E. Binder, husband and wife.
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Valley Mortgage, Inc., its successors and assigns.
DATE AND PLACE OF RECORDING:     Recorded April 2, 2015 Roseau County Recorder, Document No. 283339.
ASSIGNMENTS OF MORTGAGE:   Assigned to:  Lakeview Loan Servicing, LLC.  Dated April 15, 2019 Recorded April 16, 2019, as Document No. 295666.                    TRANSACTION AGENT:  Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE:  1007858-0000008655-5
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE:  Valley Mortgage, Inc.
RESIDENTIAL MORTGAGE SERVICER:  Flagstar Bank, FSB
MORTGAGED PROPERTY ADDRESS:  802 Steenerson Street Northeast, Warroad, MN 56763
TAX PARCEL I.D. #:  560076600
LEGAL DESCRIPTION OF PROPERTY:
Lot Thirty (30), EXCEPT the East Two (2) feet thereof, and Lots Thirty-one (31) and Thirty-two (32), in Block Four (4), of Lake View, an addition to the City of Warroad, according to the recorded plat thereof, Roseau County, Minnesota.
PIN# 56.0076600
COUNTY IN WHICH PROPERTY IS LOCATED:    Roseau
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:    $93,877.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:    $87,465.87
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 13, 2019 at 10:00 AM
PLACE OF SALE:    Sheriff’s Department, Law Enforcement Center, 604 5th Avenue SW, Roseau, MN.
to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.    TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 13, 2020, unless that date falls on a weekend  or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”    Dated: September 13, 2019
Lakeview Loan Servicing, LLC
Mortgagee/Assignee of Mortgagee
USSET, WEINGARDEN AND LIEBO, P.L.L.P.
Attorneys for Mortgagee/Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
(952) 925-6888
92 – 19-007238 FCTHIS IS A COMMUNICATION FROM A DEBT COLLECTOR.NOTICE OF POSTPONEMENT OF
MORTGAGE FORECLOSURE SALE
Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 15, 2020, at 10:00 AM at the Sheriff’s Department, Law Enforcement Center, 604 5th Avenue SW, Roseau, MN., in said county and state.Dated: November 14, 2019Lakeview Loan Servicing, LLC
Mortgagee/Assignee of MortgageeUSSET, WEINGARDEN AND LIEBO, P.L.L.P.
Attorneys for Mortgagee/Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
(952) 925-6888
92-19-007238THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
(November 20, 2019)