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Sandra Duncan, 57

Sandra Duncan, 57, went home to be with the Lord on Friday, February 4, 2022. Sandra was a loving wife, mother, friend, and sister.

Sandra Kay Kovar was born in Grand Forks, North Dakota, to George and Cecelia (Vanyo) Kovar on June 11, 1964. She grew up on a farm, as one of eleven children, in rural East Grand Forks, MN. She graduated from East Grand Forks Senior High in 1982 and then attended the Northwest Technical College in East Grand Forks. She married Terry Duncan October 8, 1988, and eventually moved to Daytona Beach, Florida, where they raised their two children, Samuel and Grace. She held several office positions throughout her career with her most recent position at Tru Union Appraisal Services.  Sandy enjoyed cooking, reading, traveling, and spending time with family. She devoted her life to the Lord and was always putting her family and others first. Terry was grateful for the 33 years of their marriage and for the time he was able to spend with her. Sam said, “I’ll cherish every lesson she’s taught me and continue to live my life to make her proud.” Grace said, “Mom, you were always so supportive of me and you built me up; I know you’re with the Lord, and until then I will think of you every day.”

She is survived by her husband, Terry Duncan; children, Samuel (25) and Grace (17), all of Mims, Florida; siblings Edward (Elaine) Kovar, Donald (Dolores) Kovar, Elaine (Larry) Rivard, Gerald (Renae) Kovar,  Linda (Doug) Peterson, Janice (John) Barrett, Karen (Jerry) McIntyre, David (Sandy) Kovar, and Anita (Paul) Brazier; sister-in-law Pam Kovar, and many nieces and nephews.

Sandra is preceded in death by her parents; George and Cecelia and a brother, Jim.

A celebration of her life will be at North Brevard Funeral Home in Titusville, Fl, on Saturday, Feb. 12, at 1:00 pm. The service will be live streamed through the funeral home at 1:00 pm, Eastern time; 12:00 noon Central time.


  1. Cary Steele Williams on February 8, 2022 at 6:48 pm

    I’m so sorry to hear of Sandy’s passing. I have always cherished our friendship that started in high school. My prayers are with her family. Rest In Peace my dear friend.

  2. Jerry Jones on February 9, 2022 at 11:52 am

    So sorry to hear of her passing.My prayers go out to the family.Her legacy of serving God will live on and live through her children.God bless.

  3. Angela Deel Osborne on February 9, 2022 at 8:09 pm

    What a beautiful woman with a beautiful family! I am so sorry for your loss but Heaven has gained a beautiful Angel! ❤️

  4. Angela Osborne on February 9, 2022 at 8:14 pm

    She was such a beautiful woman with a beautiful family! You all are in my thoughts and prayers!

  5. Julie Jackson on February 9, 2022 at 8:53 pm

    So sorry to hear of Sandy’s passing. God is sovereign & not always understood. Praying daily for Terry, Sam & Grace, Sandy’s beautiful family! Love, Marc & Julie

  6. Laurie Miller on February 11, 2022 at 8:16 pm

    Sandy reflected God’s love to so many people with her kind words, gentle speech and loving smile. She was highly thought of by people of all ages (including my children when they were younger). My prayers for Pastor Terry, Sam & Grace…for God’s peace to be with them during this difficult time…Sandy is having the time of her life, at the feet of Jesus, getting to hear those words: “Well done, thy good and faithful servant”. Love to her family and friends. Laurie, Annastacia, Ashley & Zachary

  7. Tom and Tanya Lambert on February 12, 2022 at 10:02 pm

    Sandy will be greatly missed. She always knew how to listen and love people just as they were. She was always full of wisdom and had a gentle heart. She loved her family with all her heart. I was so heartbroken to hear the news last weekend that she passed to heaven’s throne last weekend. My the deepest condolence to her family. Praying that the peace of God which surpasses all understanding will guard their heart and mind during this time of loss

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