Foreclosure/Joshua Flores and Rianna Rivera
NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE: July 16, 2019
MORTGAGOR: Joshua Flores and Rianna Rivera, husband and wife as Joint Tenants.
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.as nominee for Caliber Home Loans, Inc., its successors and assigns.
DATE AND PLACE OF RECORDING: Recorded July 23, 2019 Polk County Recorder, Document No. A000721525.
ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Dated October 16, 2020 Recorded October 20, 2020, as Document No. A000729551.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100820997822935436
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Caliber Home Loans, Inc.
RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association
MORTGAGED PROPERTY ADDRESS: 1120 4th Avenue Northwest, East Grand Forks, MN 56721
TAX PARCEL I.D. #: 830197000
LEGAL DESCRIPTION OF PROPERTY:
The North Forty-five (45) feet of Lot Two (2), Block Two (2), Martin’s Addition to the City of East Grand Forks, according to the official plat thereof on file and of record in the office of the County Recorder in and for the County of Polk and State of Minnesota.
COUNTY IN WHICH PROPERTY IS LOCATED: Polk
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,848.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $186,879.29
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: June 9, 2022 at 10:00 AM
PLACE OF SALE: Sheriff’s Office, Law Enforcement Center, 600 Bruce Street, Crookston, MN
to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 9, 2022, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: April 6, 2022
U.S. Bank National Association
Mortgagee/Assignee of Mortgagee
LIEBO, WEINGARDEN, DOBIE & BARBEE, P.L.L.P.
Attorneys for Mortgagee/Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
(952) 925-6888
19 – 22-002504 FC
IN THE EVENT REQUIRED BY FEDERAL LAW:
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
(April 13, 20, 27, May 4, 11 & 18, 2022)